Terms of Service and End User License Agreement

Effective date: November 11, 2026

Marks Dictation is licensed by Lusardi Studio (“we” or “us”). Contact: marksfromwords@gmail.com. Business contact details appear in the Legal Notice. Accept these terms before starting the trial or purchasing. If you disagree, do not start the trial or buy a license.

1 Eligibility and license

You must be at least 18 and the age of majority where you live. If accepting for an organization, you must have authority to bind it.

We grant a nonexclusive license to use the app during the 14-day trial or a paid subscription on up to two activated Windows computers under your control. You may release an activation in the app or Polar portal. You may not resell or share keys, bypass licensing, redistribute the proprietary app, or use it unlawfully. Reverse-engineering restrictions apply only as permitted by law. Independent rights under third-party licenses remain available.

You retain your rights in your content. We retain rights in the proprietary app. Third-party components are governed by their own licenses in the Third Party Notices.

2 Dictation and use

Review and correct dictated text before relying on it. Recognition and formatting may contain errors, including in names, numbers, and professional documents. The app provides no professional advice or assurance of regulatory compliance. Obtain any consent required to record or process another person's speech.

The app inserts text into your chosen program or clipboard. Check the destination and secure your device, copies, and backups. Receiving programs and Windows settings may process text separately.

3 Trial and purchase terms

The trial lasts 14 days from first launch, requires no card or app account, and does not convert automatically. After expiry, new dictation stops unless you subscribe. Existing text, vocabulary controls, and export remain accessible. Reinstalling does not restart the trial.

Polar is the merchant of record and handles purchases under its Buyer Terms. We license and support the software. Microsoft is not the merchant for Polar purchases. Plans cost USD 8 per month or USD 90 per year, plus applicable taxes. Recurring plans renew until canceled; Québec annual purchases do not renew automatically. Separate informed authorization is required for recurring charges.

The Subscription and Cancellation Policy and Refund Policy form part of these terms. The Privacy Policy explains information handling. Accepting these terms does not waive privacy rights.

4 Changes and termination

We may provide maintenance and security updates. We will preserve purchased subscription value and honor paid periods if the product is discontinued, with required remedies if service cannot be supplied.

You may cancel as described in the Subscription and Cancellation Policy. Uninstalling does not stop billing. We may suspend or end the license for material breach after notice and a reasonable opportunity to cure, normally at least 10 days, or immediately for fraud, unlawful activity, security threats, or legal requirements. Québec consumer termination rules take precedence. Existing local content is not deleted.

Material changes to these terms receive at least 30 days' notice, or longer if required. Changes do not reduce purchased rights during a paid period without agreement. At renewal, we obtain any required assent; otherwise renewal stops and the paid period is honored. Uninterrupted subscribers retain their agreed plan price.

5 Warranties and liability

Consumers retain all mandatory warranties, guarantees, and remedies. No consumer damages cap is imposed by these terms.

For business users only, to the extent permitted by law, the app is provided “as is” without implied warranties of merchantability, fitness, or noninfringement. We exclude indirect or consequential loss and lost profits, and limit our total liability to fees paid for the affected subscription in the preceding 12 months. These limits do not apply to fraud, willful misconduct, gross negligence, death or personal injury caused by negligence, or liability that cannot legally be limited, and do not restrict statutory privacy duties.

6 Governing law and disputes

Québec consumers' contracts are governed by Québec law and applicable Canadian federal law, with access to competent Québec courts.

The following South Carolina choice-of-law clause does not apply to Québec consumers. For other users, South Carolina law applies, subject to consumers' mandatory home-jurisdiction protections and rights to use local courts. We require no arbitration, exclusive foreign consumer venue, or class-action waiver. Polar's separate transaction terms remain its own.

7 General provisions

An unenforceable provision is severed only as legally permitted. Any transfer of our agreement must preserve paid rights and applicable privacy safeguards. French contracts and related documents are provided first to Québec consumers; another language requires an express lawful choice after receipt. Language discrepancies are resolved as applicable law requires, including in the consumer's favor where applicable.